I mean, we made toys for ourselves with wires, making cars, and you really were exploding with joy!" Tutu recalled one day when he was out walking with his mother when a white man, a priest named Trevor Huddleston, tipped his hat to her - the first time he had ever seen a white man pay this respect to a Black woman. "It wasn't the same thing for white kids, but it was as full a life as you could make it. "We knew, yes, we were deprived," he later recalled in an Academy of Achievement interview. ![]() Although as a child Tutu understood that he was treated worse than white children based on nothing other than the color of his skin, he resolved to make the best of the situation and still managed a happy childhood. The South Africa of Tutu's youth was rigidly segregated, with Black Africans denied the right to vote and forced to live in specific areas. His father was an elementary school principal and his mother worked cooking and cleaning at a school for the blind. Early Life and Educationĭesmond Mpilo Tutu was born on October 7, 1931, in Klerksdorp, South Africa. He later chaired the Truth and Reconciliation Commission and has continued to draw attention to a number of social justice issues over the years. ![]() During the 1980s, he played an almost unrivaled role in drawing national and international attention to the iniquities of apartheid, and in 1984, he won the Nobel Peace Prize for his efforts. In 1978, Tutu was appointed the general secretary of his country's Council of Churches and became a leading spokesperson for the rights of Black South Africans. Desmond Tutu established a career in education before turning to theology, ultimately becoming one of the world's most prominent spiritual leaders.
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![]() Individually Increase Your PaymentsĪnother way to take advantage of amortization is to increase your payments without refinancing. However, if you can manage it, refinancing at the right time gets you a lower interest rate so you're saving money both by reducing your interest rate and by paying off your loan faster. ![]() If the goal is to get your loan paid off faster and to save money in the process, no-cost refinancing might not be the best solution. You generally end up paying slightly less if you pay the fees up front, since sometimes you end up repaying them with interest if they're amortized with the rest of your loan. ![]() No-cost means that the fees aren't upfront, but either built into your monthly payments or exchanged for a higher interest rate. You also need to consider how no-cost refinancing affects amortization. When considering whether to refinance, you have to figure out whether the savings you'll get will be more than the amount you have to pay to refinance. You also have to pay several fees, which depend on the state and lender. When you refinance a loan, either to get a lower interest rate or to change the loan's time period, you have to pay a small percentage of the amount of principal you have left. It may increase more than you can afford, which is what prevents people from refinancing to a shorter-term loan. This accelerates your payments and reduces your interest, with one serious drawback: Your monthly payment increases. Refinancing is how you change the schedule on which you're required to pay off the loan, say from 30 years to 20 or even 15. If your loan is set on a 30-year time period, as are most mortgages, one way to use amortization to your advantage is to refinance your loan. A shorter payment period means larger monthly payments, but overall you pay less interest. A longer or shorter payment schedule would change how much interest in total you will owe on the loan. The monthly payments you make are calculated with the assumption that you will be paying your loan off over a fixed period. One significant factor of amortization is time. Initial monthly payments will go mostly to interest, while later ones are mostly principal. How much of that monthly payment goes to interest and how much goes to repaying the principal changes as you pay back the loan. To keep loan payments from fluctuating due to interest, institutions use loan amortization.Īmortization takes into account the total amount you'll owe when all interest has been calculated, then creates a standard monthly payment. Basically, the less principal you still owe, the smaller your interest is going to end up being. The amount of interest you pay on the borrowed money, or principal, changes as you pay back the money. When you get a loan from a bank or a private financial institution, you have to pay interest back on the money you borrow. You can also take advantage of amortization to save money and pay off your loan faster. Loan amortization doesn't just standardize your payments. Your loan may have a fixed time period and a specific interest rate, but that doesn't mean you're locked into making the same payment every month for decades. How to Accelerate Repayment with Loan Amortization ![]() Pricing Plan: The app has a free trial and a paid plan of $10.00 per month Your video may be shared by URL or saved to YouTube, Google Drive, or any other service that accepts an MP4 file (e.g., DropBox).It is possible to record either your face or the whole screen.A 45-minute video may be made an infinite number of times.Videos may be password-protected or restricted to certain email addresses.This product does not have any watermarks.Video owners may use privacy filters to prevent video visibility without a password or URL link. Users may edit, cut, and add CTAs and custom thumbnails in Loom. Loom creates a unique URL for each video session, allowing owners to exchange links. Loom users may capture their screen or a particular app in addition to live video. It’s a platform that lets you capture screen, webcam, and microphone footage quickly. ![]() With Loom, you can Record, share, and engage with videos to advance work at your desk or on the go. Loom is a screen recording and screenshot application. Price Plan: There is a free CloudApp plan, and then a Paid plan begins at $8/month.
Incidentally, at least on my copy of ChemDraw 12 Ultra, the version number is still reported as 12.0, but Get Info on the application package reveals that the version is now 12.0.767 against 12.0.737 in the original release.Īs I said in my previous post, I won't be holding my breath for a solution - it has taken two months to get to here and the *major* issues are still issues. 8 International Tables for Crystallography, Volume C, 3rd edition, International Unionof. The Word 2004 problem is not even acknowledged as a problem by Cambridgesoft and is particularly annoying since their solution to the round trip editing issue is to 'downgrade' from Word 2008 to Word 2004. Features of ChemDraw 12.0 Chemical structure to name conversion Chemical name to structure conversion NMR spectrum simulation ( 1 H and 13 C) Mass spectrum simulation Structure cleanup Draw ligand Structure An extensive collection of templates, including style templates for most major chemical journals. fullsupplementary-material Possible Role in Host Cell Infection. 41 Other figures were drawn with ChemDraw Ultra 12.0. Mnova ChemDraw Edition (available with ChemOffice+ Cloud) Access PerkinElmer Cloud Applications. However, the Keynote/Pages pasting issue will snooker everyone who writes or lectures about Chemistry for a living (like me). Register to download the latest version of ChemDraw. It's disappointing that a company with the resources of Cambridgesoft cannot address these issues in a more timely manner. Preliminary investigation of the 'empty cavity' version of the material. Move to option Calculate ( Guassian calculation setup) Job type (Select. ![]() If it contains only drawing and NO text, it will look and print like crap but still be round-trip editable. acid (named according to ChemDraw Ultra 12.0 other names include 4,4',4. General workflow for FTIR analysis using DFT (Drawn by using Chemdraw ultra 12.0). Basically, if a drawing contains structure and ANY text, it will display and print correctly and be round-trip editable. * ChemDraw 12 and Word 2004 don't get along particularly well either. ![]() * pasting ChemDraw pictures into Pages/Keynote is totally hosed. * dialogue boxes became disabled so she could not change any settings (for example, under Object Settings) * if you double click a ChemDraw document, the application will open, but the document will not. OK, so I downloaded the update and installed it. ![]() The problem with free trials is that video editing software has a learning curve. This obviously isn’t a permanent solution, but it’s a good option if you just need to cover yourself until the next paycheck. Most of the paid software below will have a free trial.įor example, Final Cut Pro has a 90-day free trial available. It’s also a good choice if you need free software and you only have an iPad or iPhone to edit on. If you don’t need your video editing software to do much beyond some basic edits, it’s not a bad choice. Not a ton of features, but it works, for free, with no watermark. IMovie on the iPad is just like it is on a Mac. ( But, buy an M1 Macs if you are going to buy a Mac right now). And it’s definitely not worth buying a Mac just to get iMovie. ![]() The downside is that it’ll only run on a Mac. If that’s you, iMovie might be a pretty great fit. They just want to make a few basic cuts, add a few titles, do some voiceovers, then hit export. That said, some people don’t need or want all those complex features. Comparing iMovie to Davinci Resolve would be like comparing checkers to 4d-Chess. There are some nitpicky things where you could argue that paid editors like Adobe Premiere and Final Cut are better, but this editor is Free!!! You can’t beat that price! 2a) Apple iMovie for Mac Including GPU support, denoisers, 3D Tools, Resolve FX, Motion Blur effects, Team workflows, HDR color grading, etc.Īnd that’s about it (it’s why it ranks #1). If you switch to Davinci Resolve Studio (the paid version) later, there won’t be a massive learning curve.įor the price, it really can’t be beaten.(Free Davinci Resolve is almost as good as Adobe Premiere and Final Cut Pro) The free version is by far the most full-featured video editing software in the free tier.It’s simple to install, no spamware, and can perform the most basic edits a new YouTuber needs.ĭavinci Resolve wins the battle of the free video editors in a landslide.There’s no watermark on the end-product.Let’s go over the best free editors I’ve got 3 criteria to make it into this list. ![]() The free tier is the one that most YouTubers will start out in (I know I did). original sound - Seb | Creative Tips □.Best Free Video Editing Software (No Watermark) □ and yes it is indeed 100% free! 1️⃣ start by typing davinci resolve into google □ now find the free version, it’s now going to ask you to fill in some basic details press ok and now you can get davinci resolve and now you too can start editing your videos □ #editingtutorials #editingtips #learnfilmmaking #filmmkrs #videoediting #premierepro #videoeditors #adobepremiere #videographer #videographers #editingvideo #davinciresolve". TikTok video from Seb | Creative Tips □ "Share it with a friend! This is the Best FREE video editing software that anyone can use. □ and yes it is indeed 100% free! 1️⃣ start by typing davinci resolve into google □ now find the free version, it’s now going to ask you to fill in some basic details press ok and now you can get davinci resolve and now you too can start editing your videos □ #editingtutorials #editingtips #learnfilmmaking #filmmkrs #videoediting #premierepro #videoeditors #adobepremiere #videographer #videographers #editingvideo #davinciresolveĥ.4K Likes, 66 Comments. Share it with a friend! This is the Best FREE video editing software that anyone can use. ![]() ![]() Won Gameplay, Best Group, and Game of the Yearīee Swarm Simulator currently has 2B+ visits, 5M+ favorites, and 1.5M+ likes.īee Swarm Simulator is the nineteenth game on Roblox to reach 1 billion visits. The player can also receive quests from NPCs, which mainly focus on collecting pollen and defeating mobs, but can also have other, more advanced objectives, like collecting ability tokens and goo. Updates Beesmas 2022 is here Beesmas 2021 New amulet rarity: Supreme Star Amulet, discover 40 different gifted types to obtain Featured in Egg Hunt 2020. The honey can be used to purchase new tools, accessories, eggs, and various other items to progress further into the game. onett said that he was gonna work on making new gear for endgame,new mythic bees,and more space in the red and blue hq.you can see a 250 button area in the hq where there used to be a red extract dispenser so you can look foward to that.and there has been a model for a cabbage which is most likely a prop for a new feild.and a model for a honey pot/jar. Their bag will store the pollen collected, and their bee(s) can convert the pollen into honey while the player is at their hive. The player can use their tool to collect pollen from any fields available. New players will automatically receive a Basic Egg, a Pouch, and a Scooper. 1 Updates 1.1 1.2 Beeverse Update Day 4 1.3 Beeverse Update Day 3 1.4 Beeverse Update Day 2 1.5 Beeverse Update 1.6 1.7 Bubbles & Fixes Update 1.8 Loadouts Update 1.9 Easter Update 1. After that, they can claim any of the 6 unclaimed hives by pressing 'E' or clicking on the large blue button on the top of the screen when you are near your hive. The player starts off with the tutorial, an optional 36-page slideshow. Keep your eye on something you want to purchase, then save up honey so you can buy it. ![]() When discussing the topic with your 11 year old, it is important to be honest and gentle. Talking to children about Santa Claus is a deeply personal and delicate matter that should be handled with care and respect.Įvery family will approach the discussion differently, and it is important to do what is most appropriate for your own family and the individual child. The holidays can be a challenging time when it comes to talking to your children about Santa Claus. How do I tell my 11 year old there is no Santa? It is important for parents to note that the age at which a child stops believing in Santa is dependent upon their individual development and maturity level, so it is not something that can be forced. ![]() ![]() Some kids may keep believing in Santa until they are 10 or 11 years old, while some may continue to enjoy the story until they become adults. While some children may stop believing in Santa at this age, others may hold on to the fantasy for longer. Generally, the average age for kids to start questioning the existence of Santa is around 7-8 years old. What is the average age for kids to stop believing in Santa?Īs it varies from child to child. Nevertheless, how an 11 year old feels about Santa is ultimately their own decision, as the belief in or dismissal of the classic character is a highly personal choice. However, other 11 year olds may disagree with the concept of Santa, due to cultural influences, having older siblings, or being more exposed to the “truth” of the holiday season. In some cases, an 11 year old may still cling to the belief in Santa, either out of nostalgia or because it is a comforting idea. ![]() In a 2009 study, researchers at the University of South Carolina claimed that burning candles made from paraffin released harmful substances such as toluene and benzene, which are implicated in the development of asthma and lung cancer. Some research suggests that the combustion of paraffin wax releases harmful substances into the air with the smoke. ![]() To turn paraffin into candles, it is usually dyed (with chemical dyes), perfumed (with synthetic, petrochemical essential oils), poured into a mould, packaged and shipped to customers. Nowadays, petroleum-based paraffin wax can be found not only in candles but in waxed papers, varnishes, cosmetics and many other commercial articles. It is worth noting here that, contrary to misconceptions, only candles made from fully-refined paraffin are sold today, and only this type of wax can be bought in craft shops to make your own candles. Partially-refined paraffin contains more crude oil and thus more substances that are harmful to health, while fully-refined contains less crude oil and toxins. Paraffin wax can be fully-refined and partially-refined. When making paraffin, the crude oil undergoes a dewaxing process to extract the paraffin, which is further purified by various chemical and physical processes after which it still needs to be bleached. When it was poured again to make candles, it produced them with a low melting point and they burned for a long time. The paraffin candle itself was discovered by scientists experimenting with petroleum oil in the second half of the 1800s, when they noticed that cooled petroleum solidified. ![]() It is in fact a by-product of the petroleum refining process. To understand this material thoroughly, we have to know what exactly paraffin is. But as with anything else, there are some pros and cons to paraffin wax candles, so let's take a look at those! Paraffin is easy to pour, cheap, it provides long burning times and it takes and holds colours and fragrances very well. Nowadays, paraffin wax is one of the most common materials used in commercially available candles. ![]() If you’re a chocolate fan like me then there is no such thing as sharing, but this is the one place that I will let someone take a nibble out of my food so that I may take a nibble out of theirs. With Our Unique Desserts, Chocolate Beverages, And Iconic Design Aesthetic, Max Brenner Has Become The Ultimate Experience For Chocolate Lovers Around The World. A message sent to us today from the company indicates that Max Brenner in the Back Bay has closed permanently, which confirms rumors we have heard of late that the Boylston Street spot had been cleared out. People found this by searching for: Max Brenner Llc Mail, Max Brenner Boston Dinner Menu, Max Brenner Back Bay Boston, Max Brenner Copley Square Menu, Max Brenner Boston Menu, Max Brenners Boston Photos, Max Brenner Boston Menu With Prices, and Brenne Beason. Max Brenner Chocolate Bar Concept Allows People To Engage With Chocolate In A Way They Have Always Imagined. Chocolate is expressed on every wall, napkin, menu, and food item in the MB Chocolate Bar! Like their website says, “Chocolate is not just about taste”, its the art of how it brings people together. necn A small chain of upscale chocolate bars and cafes has shut down its Boston location. Max Brenner When we arrived at the restaurant, we found quite a lengthy wait. I treated myself to the Hazelnut chocolate milkshake that comes in a “Drink Me” cup inspired by Alice in Wonderland. Thoughtful to be sure! With three locations in Philadelphia, New York, and Boston, (and praying with my whole heart for them to open in Los Angeles) your taste buds will thank you, nay, be indebted to you. Permanently Closed This restaurant is permanently closed. ![]() I’ve gone cookoo for Max Brenner Chocolate Bar in New York!! With an entire menu chock full of lovely chocolate and chocolate creations, you’d think it was only a giant slice of heaven for kids, but Max Brenner has a little deliciousness for everyone! A great food menu and ….chocolate cocktails anyone? An extensive menu of alcoholic confections for parents needing to take the edge off while bracing for their kids’ inevitable sugar high. A worldwide phenomenon, Max Brenner, Chocolate by the Bald Man, has spread its unique culture with it's iconic dessert and decadent savory menu in United States with locations in New York City, Philadelphia, and Boston. Menu for Max Brenner - Boston Savory Menu Desserts & Drinks Brunch Menu Kids Menu First Food, Then Chocolate Sharable Starters Cheese Before Chocolate. ![]() It is feasible that we could implement local and/or same PC multiplayer in the interim.Īlso, the possibilities extend beyond land vehicles. We are well aware of the demand for multiplayer and we want it just as much as you, but for the short term we are focusing on the single player career mode, various driving events, fixing bugs, and creating more content. We will also look towards having multiplayer in the future, but it may be some time before we can create the multiplayer experience everyone is expecting. We hope to expand the number of simultaneous vehicles possible to at least 8 with a mid-range processor. Each vehicle has around 400 nodes and 4000 beams, all being simulated 2000 times per second. Right now you can run 4 to 6 cars at one time on a high end quad-core processor. The future of the game and our physics engineĪs we optimize our game and computer technology improves, the amount of vehicles which can be simultaneously simulated at a smooth framerate will increase. ![]() drive gives you the gameplay you want, and doesnt force you to do anything that you dont think is fun or interesting. You can mod those same vehicles to be racing beasts, derby monsters, or off-road behemoths - or just thrash them stock. You can go off-roading in a family sedan or hurl a delivery truck around a racing circuit, all with beautiful soft-body simulation physics. drive is about doing anything you want with a car or truck - the stuff other games dont let you do. Eventually we would like to have some kind of single player open world career mode, with persistent vehicle ownership and procedurally generated used vehicles to buy and events to run them in. There are a lot of different types of gameplay we want to implement beyond just racing and crashing, such as police chases, stunt challenges, and other specialized minigames. The vehicle customization and detail will allow you to make your car or truck all your own - fix it up, upgrade it, or strip away body panels to reduce weight. ![]() drive will cover a large array of vehicular disciplines - everything from a delivery mission in a box truck to a high speed rally race or a destruction derby. drive the ultimate driving experience and discover what an open and uncompromising soft-body vehicle simulator can be.Īs an open world vehicle simulator, BeamNG. Our users and modding community are our first priority. We are a small team from around the world with no obligations to publishers or outside interests. With years of meticulous design, research, and experience, we authentically recreate the feeling and excitement of real world driving. drive are hand-crafted with passionate attention to detail. The driving feel is authentic and visceral, and crashes are realistic and violent yet the physics are accessible enough to drive with a keyboard or gamepad while still being authentic with a full racing wheel with uncompromising realism.Įnvironments and vehicles in BeamNG. Our soft-body physics engine simulates every component of a vehicle in real time, resulting in realistic, dynamic behavior. drive is a realistic, immersive driving game offering near-limitless possibilities. If you want a new game key just click on the “ Get It Free” button and follow the simple instructions. ![]() List of legit free Steam keys for our users. |
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